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Germania Mutual Insurance

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Phone

519 6657715

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Service Number

n/a

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Fax Number

n/a

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Last Updated On

Sep. 3, 2025, 5:34:11 a.m.

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403 Mary

N0G1C0Ayton

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Listing ID

36423054

About Germania Mutual Insurance

Germania Mutual Insurance was incorporated in February of 1878, with the first policy being written in March of 1878. Back in the 1800's insurance was difficult, if not impossible for farmers to purchase. As a result, local farmers got together to form a company that would meet their insurance needs. In those days, each member would sign a "premium note" which showed how much insurance you had and was also the way the company would collect money for the claims it paid out. If there were a claim, each member would be assessed so much money to pay for that claim. The premiums of the many paid for the losses of the few. Later on, some premium was collected ahead of time. If the amount they collected was too much, at the end of the year it would be returned to you. If it was a bad year for claims, the company might need to come back and collect more funds. All members participated in the results for the year. Contact us for more information about joining.



Keywords

AutoResidentialFarmRecreational Vehicle RVCommercialClassic And Antique VehiclesMobile HomeownersRecreational Trailer PackageFloatersWatercraftBuilders RiskLivestock CoverageProduce CoverageMachinery & Equipment CoverageLoss Of Farm Income CoverageFarmers AccidentHome Business PackageNon Profit Directors & Officers LiabilityRetail Store PackageAgri-Business Package

Opening Hours

Monday

8:30 a.m. - 4:30 p.m.

Tuesday

8:30 a.m. - 4:30 p.m.

Wednesday

8:30 a.m. - 4:30 p.m.

Thursday

8:30 a.m. - 4:30 p.m.

Friday

8:30 a.m. - 4:30 p.m.

Saturday

Closed

Sunday

Closed


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